Which term life insurance and investment plans?

is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered

BEST ANSWER: Try this site where you can compare quotes:insurecheap.us

RELATED QUESTIONS:

Should the government ban gender discrimination for insurance rates?

Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?

What could happen to me if i didnt tell insurance company?

that i was done for drink drive 3 yrs ago... wana apply for my licence back have checked insurance and said i have a drink drive conviction will cost 1,790....when i dont say then it costs me 400 quid... what do i do and what can happen and how wld they find out and who can find out..... thanx all in advance x

Insurance for a car you don't drive?

I'd like to get a 79 monte carlo and I want to register it and insure it as a running car I don't drive. It's kind of like the insurance used for motorcycles when they just sit in the garage during the fall/winter months. Does anyone have any idea how much it might be. I'm a 20 yr old guy, but I would imagine it wouldn't make a difference for a car that isn't driven.

Can insurance brokers be trusted?

I am getting my first car insured and am thinking about going through an insurance broker because of the cheap price....

What the best, and cheapest car insurance to get full coverage on??

I moved to another state, need to change insurance companies, and have a 2000 pontiac sunfire.. its still in good shape and would like full coverage. What the BEST, and cheapest insurance to get full coverage on??

How much is insurance for a Porsche Boxster?

I'm 16 and getting a Boxster. I would like to know how much insurance is for it. We have state farm insurance. And I DO NOT want to hear Parents shouldn't give their teenager an expensive car! Just because I am a teenager, doesn't mean I will crash. I don't drink, speed, do drugs, or text and drive. So keep your opinions to yourself, thanks :)

18 year old just trying to find health insurance...?

My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!

Cheapest car insurance right now?

I will be 17 soon and want to drive as soon as possible, I need to know what the cheapest cars are to insure for a 17 year old male

Car insurance switch?

i do have a problem with my current car insurance company processing a cal accident claim , and it wasnt my fault and i did choose to file the claim on the insurance of the person hit my car specially that we both have same insurance company so can i switch my car insurance to another company , and still get my claim or my car fixed with my current insurance company im having problem with ? or i have to stick with this car insurance untill my car fixed , and then switch to another car insurance ?

Is there a new law about not having car insurance?

i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance

How much is car insurance per month for a 16 year old?

I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !

Car insurance help? do i need to pay?

Hi there:) I have just bought a car, it is being delviered on thursday. I was hoping to keep it on my drive until i have passed, then insure it and drive after, am i allowed to do this? or do i have to pay insurance? thanks

What is the cost of insurance when renting a car in USA?

Hello, I want to rent a car. I do not own a car and nor the insurance. I want to know how much I have to pay for the insurance cost. I am above 25yrs of age. Thanks.

Car insurance for a 1969 Camaro?

I'm 20 and was wondering about how much a 69 camaro would cost me a month under my insurance.

Full tort or limited tort... Is it worth it to spend the extra 15% to get full tort car insurance?

I am 21 and getting my first new car tomorrow. I am looking for car insurance. It looks like I could save about 15% on my car insurance if I get limited tort instead of full tort. What do I risk by only getting limited tort? Is it worth the money?

How much did you pay for your first car insurance? !?

Hey im gettin a first car soon, i only passed last week! and i understand that insurance for first time buyers is VERY expensive! If anyone could quote me some of the prices they payed on insurance for there first and the car they had that would be great!!! (IN ENGLAND BY THE WAY)

Cheap car insurance for 17 year old in u.k?

can anyone tell me how to get cheap car insurance for my 17 year old in u.k

Who are my insurance brokers?

how will i know who are my insurance brokers?

No insurance ticket do i have to be under the insurance of the car i was driving in?

ok so i got a no insurance ticket but im not covered in the car i drove in. i drove my parents car and so i couldnt find the insurance card when i got pulled over. i rarely come home i live about 400 miles away. the car has insurance and i am just waiting for my letter to come. so in Californa do i have to be under my parents insurance to get my ticket cleared?

If information on your insurance is wrong.?

if there is a mistake on your insurance say for the length of time you have passed your test or if you have penalty points what will happen if you gave false information will you be found out when applying for a quote or will the insurance company say nothing until you try to claim? Will they take your word for it until you try to claim? or will they pull you there on the spot or will they give to u then ring the police?

I do not have auto insurance and my license is suspended (child support). I live in California?

Is the other driver still responsible to pay for damages to my car? He has insurance. What do I do first? Thank you for your help

How much would this monthly payment approx be?

A new car that was a total cost of 16 thousand dollars. Monthly payment would be around 140. Plus full coverage insurance?

Car insurance and accidents?

I was at fault in an accident. So insurance had to pay the damages and premiums will go up. Will it go up higher if I have them fix my car also? If I fix it myself will that cause it to go up less than if I use insurance money?

Buying car insurance?

Do you have to buy car insurance before you get a car from a dealership? Can you drive home and then get the insurance when you're home? Does the dealer provides temporary insurance?

How to get cheap auto insurance?

So I just bought a new car tgats financed in my name. Even though my driving record is spitless im 23 so my insurance is crazy high. Everyone keeps telling me to get on.my parents insurance. How do I do thus legally so that if I ever need to make a claim.there will be no issues?

Which term life insurance and investment plans?

is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered

Is it a legal requirement to have caravan insurance?

Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!

What to put in to get the lowest/best insurance rate quotes?

Do I need to be honest? I own the vehicle. I am starting to get a new quote. For primary use of vehicle what should I put; Commute (school), Commute (work), Pleasure, or Business? I use it to get to work. I am also being asked how many mileage driven to go to work or mileage one-way, and the annual mileage. Is there a trick to getting the lowest rate on what to put? I am a very careful driver. I have not had any accidents in the past 3 years (nor anything major prior). I know these insurance companies only want to know about the last 3 years of my driving history. I am clean. I only need the legal state (Maryland) minimum amount to insure. Any advice on how to get the best rate quotes? I'm currently with Progressive, but might switch to Geico.

Is car insurance sexist against males?

As an 18 year old man, I think that it is unfair that car insurance is higher for me than for some girl. Don't get me wrong, I love being a guy and wouldnt change it for the world, but even though I am a careful driver, I still have to pay more insurance simply because of the way I was born. I didnt even get a chance to screw up. If insurance was higher for blacks then they would be having a cow. What do you think?

Will insurance total out my car?

When insurance companies figure out what your car is worth..do they go by the private sale value or retail? I got a bunch of hail damage and I see the claims dept. tomorrow..just wondering if they might total it out. Damage is just over $6,000...car is worth $6,500 - $8,700 depending on which way they look at it.

Am I covered under my parents' car insurance?

I am sixteen years old and I will be added to their insurance soon, but in the meantime, am I covered if anything happens? The car is insured under liberty mutual and I do no not often drive their car, but I need to use it to get to school tomorrow. What will happen if I get into an accident with an insured car under my mom's name and not mine?

How much would insurance cost for a 19 year old female with a 2006 mustang?

I would like to know a rough estimate for the insurance before I buy a mustang. I am 19 going to be 20.

What kind of insurance do I need to purchase when renting a car?

I will be in the midwestern USA. I have basic car insurance through AAA. I have an American Express card which I understand offers some insurance. I'm a good alert driver. All the info I've seen so far confuses me. What is a reasonable amount of insurance? What can I do without? Thank you.

CA Auto Insurance Broker Fee?

What is the average rate a Broker Charges when you sign up to insurance through them in the State of California?

Can you have 2 insurance policies on one car?

I have recently passed my test and wanted to be added to my partners insurance. They don't except people who haven't held a license for less than 2 years? Is it possible for me too take out my own insurance on her car?

Medicate and your own private insurance ?

A friend of mine stated that even If u have insurance (private insurance at that) that u can sign up for emergency Medicare If your insurance only covers a certain amount of your procedure. Is that true? I find that to be nonsense!

California Car Registration?

I'm thinking of buying a new car in California. However, I was wondering if I register this car to my name if was restricted to only driving that car I'm registered to. My folks have a van I sometimes drive and I don't want to get a ticket. Thanking you in advance.

It is regarding SR 22 Insurance.?

I know am totally doomed. But I need little help here, 1. I hold a California Driver's License and Got convicted for DUI in New Jersey. 2. New Jersey did not suspend my Driver's License it just gave me a ticket and transferred the case to California. California Ordered me to have a SR 22 submit to them. 3. I do not live in California any more. So when I take SR 22 for which state should I take it for California or for the State am living in? 4. California still holds my suspension. And how do I get rid of that ? I know it is a complicated case. All ready went through a lot. So please help me out of this.

Health Insurance for a College Student in California?

I am a 19 year old who is a full time student in college. I just moved out of my parents home a while back and well I dont have Health Insurance. I'm in desperate need to see a doctor and as well as a Gyno due to menstruation problems and I tried applying for Medical but on the application it said i couldnt go further unless I was a pregnant person or have children. I just need a affordable plan. Any suggestions for a new-adult?

20 yrs old and i'm wondering how much insurance would be on a 600cc motorcycle in the Orange County area.?

I took a safety course and got my lisence a few weeks ago and i'm wondering if anybody can give me a range of how much it would be. I have a clean driving record and also have another car I could put on the insurance plan. Thanks

How do I find an affordable individual health insurance plan that includes maternity coverage?

I'm going to pull my hair out! Maybe I should perch atop a clock-tower until someone provides me coverage? Seriously, I have spoken to half a dozen insurance people and the best ...show more

How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

Car accident and insurance/how much in repairs?

I got into a minor car accident yesterday afternoon while I was parallel parking on Walnut Street in Philadelphia. I was backing up and I hit the curb. The front end of my vehicle was still sticking our quite a bit, so I pulled out a little bit so I could pull in the rest of the way. The person behind me thought that I was done parking so pulled around me and I ended up hitting her. Her fender and her door skin need to be replaced. Does anyone know around how much this would cost to repair? She had the police come so I am assuming that she wants the insurance company to cover the damage, however I would rather pay for it out of pocket. Obviously, my insurance company is going to find out about the accident, but after the insurance companies decide the breakdown of the fault, would I be able to pay for my part of the damages without my rates going up? Or at that point would it not matter, my rates are going up anyways? I ask this because I'm 19 years old and would prefer to not have my rates go up.

Will my motorcycle insurance really be 145 dollars a month?

i did a quote online at progressive just to get an idea of how much the insurance would be for a 2005 yzf r6. i am 18 years old had my motorcycles license for 2 years and have been riding smaller bikes for 2 years now the r6 i am looking at costs 6000 with very low miles and an aftermarket exhaust from a dealer and i will be making a 2200 trade in which will go towards the bike but the rest will have to be financed. i heard the online quote is wrong because i didn't use my social security number and is different from the real quote i should get. also the loan will most likely be under my parents name and if u know of what type of coverage i will need since it is financed ive been doing alot of studying but thought id ask on here. i live in wisconsin which isn't a very populated area which should also make a difference if u know anything or need to know anymore just ask thanks alot

Tell me Cheap Car insurance please!!!!?

im 25 got new car toyota 2010 Reaally need help with the GOOD car insurance? im having progreesive insucrance right now for which i pay 160 per month ...but i wanna know if there is ny cheaper car insurance but has to be RELAIBLE and GOOD one please? ALso if i can swtich to another car insurance easily and they refund my money? or its a contract for 6 months? Thank you so much in advance :)

Can i drive my car without insurance for the time being in California?

I'm 16 and i just got a new car yesterday. My parent's have already added my name to their insurance, but that was before they bought me a car. Can i legally drive without insurance for the time being?

Is there car insurance for people who don't own cars in Ontario?

My parents are taking me off their insurance as an occasional driver. I don't own a car and don't plan on getting one. I was wondering if I need insurance in order to drive someone else's car? I haven't had any luck finding info relevant to Ontario. Thanks!

What is the cheapest Insurance for a first time driver?

Pregnant with no health insurance?

I just moved from Washington to Massachusetts. I don't have Massachusetts health insurance and I'm now 4 weeks pregnant. I don't have a job right now since I just moved, but I'm trying to get one I can do throughout my pregnancy. I'm 17 and all of my family is in Washington. My first priority right now is getting health insurance so I can make sure my baby is healthy. I've been trying to do some research but have no idea where to begin. I want to know if anyone knows how a pregnant teenager can get affordable health insurance in Massachusetts. Or if it would be possible to get on my boyfriend's health insurance plan.

Insurance in the state of GEORGIA!!!!?

In GA can u get car insurance wit a suspended license.... if so where?

What is the best car insurance company out there today?

I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

Which term life insurance and investment plans?

is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered

How much would car insurance be for a 17 year old girl.?

I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200.

Insurance, I need a awnser.?

I bought a car with some cosmetic damage. It needs a new quarter panel. If I get insurance on the car will they fix that?

Getting car insurance please help ?

I live in MN And in a small town. And I dont want to ask for car insurance yet. Im just asking and estimate for me One male 18 2 tickets 99 s10 blazer 4 doors 4 wheel drive And if full coverage Would 750 for year be right ? Would that be enough

Cheap car insurance for young drivers?

I'm turning 17 in a few weeks and plan to start taking driving lessons. My parents are looking into cars for me, they are only prepared to pay 1000 for my first car, but it's the insurance that is so expensive. There are a few cars that I have seen that I like, but any quote I try and get for them is at least 2,500! Are there any companies that do cheaper car insurance for young drivers or any ways that I could make the insurance cheaper? Also, i've heard that getting the insurance in one of my parents names then only being a named driver on the policy is cheaper, but when I have looked it doesn't seem to make much difference? Thank you!

What company has the best auto insurance rates for people with speeding tickets?

In the state of Georgia do you need a title for an automobile that is 24 years old, to purchase a tag.?

I am buying a 1982 Chevrolet S-10 pickup truck, I personally know the individual I am purchasing the truck from. The title has been misplaced or lost. We are both under the impression that if a vehicle is X amount of years old you don't have to have a title to be able to purchase a tag,get insurance etc. The truck is 25 years old, if anyone has or knows the answer to my question I would be greatly appreciative.

Will my car Insurance rates up if my car was vandalized?

My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up?

Is it a good idea to get insurance on your DSLR camera?

if so, which one is the best insurance.

Can I use my friend's car if i am not added to his insurance in Mn?

I have a friend who has an extra car. he let me drive the car. He has a liability-coverage on the car and I don't have any car insurance before. Is it okay to drive? Liability insurance comes with cars or drivers?

What happens if you are about 10 days late paying for your car insurance?

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?

Where can a person find affordable health insurance...?

...in Illinois if they are single, childless, and with low income?

Can I cosign a car title with my boyfriend but just add another car on my insurance?

I already own a car of my own and my boyfriend had a car too until he crashed it yesterday. since we are tight on money I was going to help him pay for half of a new one and cosign on ...show more

We are a new small business. Where is the best place to get workers compensation insurance?

Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.

What would the insurance be like on a Mitsubishi Lancer Ralliart?

I'm nineteen and looking to buy a lancer. From what I've been told the Evo's insurance would destroy me. I've had people tell me that the Ralliart would be cheaper but I was hoping for clarification. I have a clean record and a good student discount. Driving a Mustang at the moment and it's pretty much a killer lol

How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about 4000 - 10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?

In California, are you required to have health insurance for your child if your job offers family insurance?

1. In California, are you required to have health insurance for your child if your job offers family health insurance (medical, dental and vision) for you and your child? 2. does the court require you to sign up your child through your workplace's health insurance (family plan)? note: I am a noncustodial parent

How much is the insurance for a trampoline?

I am looking into getting a trampoline but I would like to get liability insurance. I have AAA and I was wondering how much my homeowners insurance would go up if I get a trampoline with a net around it

Who need health insurance?

Do a part time job need a health insurance?

Looking at Insurance Quotes & found a car under our address that is not ours, what to do?

so my family has been looking at insurance quotes the last couple of days and this random car always shows up under ours address along with the actual cars we have, my parents are worried someone might have used their name or sumthing.. how do we deal with this and who do we ask? on one of the websites I got the last 6 or so digits of the car's vin number. My brother suggested asking police department or the Security of State but who can provide us with this information and what exactly do we ask for ??

Subaru Impreza 2.5 for 17 year old?

I was thinking of getting Subaru Impreza 2.5 2007, but I wonder how much the insurance would be per month? I spoke to my parents already, they did agree as long as I'll pay. My step-father works in car service so he could do all the checks/tests or whatever it is called. I am in love with that car from ages, don't want anything else.

Motorcycle Insurance question?

I'm going to take the MSF course on Saturday and my understanding was that you're insurance is going to be cheaper and I will like to know why it will be cheaper

Im looking for affordable/cheap health insurance for my children...?

I have two children.One is 2 the other is 4months.I do not want to go through the system because it will cause a lot of division between me and their father.We are still together.It already causes arguments like the fact that he will be on child support.So we decided to look for affordable insurance online that he can pay once a month.Im having trouble finding one.ANY HELP????

Medical Insurance with an existing condition?

My mother is working two jobs, one of which she continues to work at because of the medical insurance. My mother is ready to slow her life down and give up her job that is providing med insurance. My mother is diabetic, and it is improbable she can be accepted for regular insurance with her condition. How can she get what she wants; stay covered permanently, and leave the job where she is getting coverage now? She lives in California.

Cheapest car insurance out there?

I am looking for something really cheap. Not Geico, Allstate, StateFarm or Progressive. I want something even cheaper than these. thanks.

Car insurance termination?

I got a very weird letter from Allstate. It was written in bold black text, basically saying that my car insurance will be terminated at the end of my current 6 months period, attached was a copy of a claim I had 2 years ago for a fender bender ($90). When I talked to my agent, he tells me that Allstate cancels everyone who have had a claim within the last 3 years. Can that really be the truth, are insurance companies really legally allowed to drop you due to a claim over a 3 years period? AND will I have problems getting signed up at another company due to this? The state is NY

Which term life insurance and investment plans?

is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered

How much can you borrow from your whole life insurance?

I know it doesnt have any cash value until about 3-5 years and that you cant borrow the face value of the policy. If i took out a 50,000 policy on my daughter , in about 5 yrs what could I borrow from it if the premium is 30/month? What % of 50,000 could I take out? i dont want to hear anything about kids dont need life insurance. I am taking one out on myself as well anyways. I need exact figures not guesses.

Sports car vs. compact SUV insurance?

I currently have a 2007 Pontiac G5, classified as sports car according to my insurance broker and pay quite a bit because I am young. I'm considering buy a 2008 compact SUV Kia Sportage, would insurance be higher or stay about the same?

Why is insurance on an s2000 so expensive?

I have been looking for used cars in the 10-15 grand range as my second car, currently drive a miata, and I am stuck on a few cars: -01-02 s2000 -01 m5 -01-03 s4 I just recently turned 18, and took my driving test, and passed. I'm a male, about to graduate highschool with above a 3.0 and am already enrolled for a Junior College starting in Fall. I haven't received a violation yet, and I don't think I will any time soon. I was just wondering why insurance on an s2000 is MORE expensive than an m5 or s4. I was really sold on the s2000 because its 4 cylinders naturally aspirated (cheap on gas), a convertible, and relatively pretty. All of this was great news, until I saw how much insurance would be for this car. Lets look at the facts for these cars s2000: 2 door convertible 237hp/153lbft RWD 2 Liter N/A 4 cylinder top speed: 155 0-60: 5.5 - 6 seconds m5: 4 door Hardtop 394hp - I don't know the torque RWD 4.9 liter Naturally Aspirated v8 top speed: ~180 mph / 155 mph with limiter 0-60: 4.7-5 seconds s4: 4 door Hardtop 261HP/I do not know the torque AWD 2.7 Liter Twin Turbo v6 top speed: do not know/ limited to 155mph 0-60: 5.5 seconds I know that the small size of the car may make the s2000 unsafe, but the m5 is much more of a car than the s2000, and in my opinion much, MUCH more unsafe than the s2000. The s2000 is a sports car, but what is the m5 then, a 4 door family car? It is much more than that. High performance sports car in my opinion would be much more apropriate. If you are knowledgeable in the area of car insurance, i.e. you are a insurance agent or work for an insurance company, could you please let me know why an 18 year old has a easier time insuring an m5 or s4 than an s2000 under the exact same plan? Thanks for reading, and if you answer, thank you for answering. Have a nice day!

How much is car insurance?

I know it depends on a lot of things, but whenever I mention me getting my license, they have the same excuse over and over... So what's an idealistic amount for a young teen w/ 3.0+gpa and a sports car be? In california.

Can a dealership sell you a car without car insurance?

I bought a car, thinking I had car insurance, and I want out. I didn't put any money down, yet i signed the paperwork and drove off the lot with the car. I brought back the same day, but of course they didn't take it back. Can they hold me to the loan if i didnt have car insurance and i have no job? I am only 19 and want a way out.

Does anyone have knowledge of supplemental insurance that helps pay for Maternity cost?

My daughter is pregnant and needs a supplemental insurance policy. I know of Affordable HealthCare Options (AHCO) but don't know anyone that has used them. She lives in Norman, OK. Any suggestions would be appreciated. Thank You

What is the cheapest Sr22 insurance in california?

I am 20 years old Dwv suspended my liscense for a year,i payed all my ticket fees,they were all mostly speeding,i had a total of 6 points on my record.where can i find cheap liabilty insurance?

Car insurance quotes?

im just snooping around through car insurance websites figuring out which 1 is the cheapest for my ride...so imade a quote or did a quote at a car insurance website which it said how much ima pay each month but ididnt want car insurance yet..so my question is when imade that quote do ihave to each month which the website said NOW? or is it just telling when isign up for that company thats how much ima pay?...(iwant car insurance but looking for the cheapest so imade that quote in accident)

How much is car insurance for teenagers or New drivers ?

Hello, My father is planning on buying me a a car when I get job to pay for my own insurance. I was wondering how much car insurance would be for me. I am 16. How much would it be if I'm also on my parents plan ? You don't have to give the exact price, just a price range. . . And the car would be a regular nissan or economy car.

Need help with insurance?

ok im getting my first car and im 17...i live with my mom and step dad. my mom cant get a licence because she has seizures and my step dad cant get his back until next year. since im under eighteen can i get my own insurance or do i have to be put on someone elses and if not will it cost a lot since im a new driver and a teenager? please help!

Sued for Auto Accident Above Insurance Limit in NJ?

One year ago my wife was taking our daughter to pre-school turning left out the end of our road in to traffic, this road has a speed limit of 35 mph. Traffic had to stop to let her cross the first lane since it was solid cars, vans and small trucks. As she approached half-way, before getting a good view of oncoming traffic, another car took off the front bumper. Note that the center line is interuppted at the cross-junction. The bumper was torn from the front of the car with damage more evident on the non-impact side of the car than where initially hit, hence my wife had not initiated a turn, just edging forward to see. The radiator was in-tact, but damaged, still mounted to the front of the car. I walked to the site with our other child and took my daughter home; she is fine and I took her to school but still talks of the incident today. My wife stayed at the incident, and was fine (no later issues) keeping real calm and cooperating with police. It took about 2 hrs with police debating which town the incident took place (middle of the road is the divide) and the other driver was concerned about getting home to take a pot off the stove, but seemed medically fine. The driver asked me and the police to drive them home to get the pot off the stove and used my wifes cell phone more than once. They also wanted to drive their car home and leave the scene with a flat tire at one point I presume to attend to the pot. No tickets were issued, no air bags deployed. The other car had a flat front left tire and side damage so the drivers door was stuck shut. Both cars were old, so written off. Over a year later we received a court summons from their attorney and we are being sued for $750,000. Our limit is $100,000 on insurance. The plaintiff is claiming herniated discs and loss of bowel control. We have a 2006 no money down mortgage, so total equity is very much in the red since our home value plummeted. I have no umbrella policy. I am sole income, but was owner of the car my wife was driving. My wife is stay-at-home mom. The remaining $650,000 would be a big problem. Interestingly, we heard that the other driver called our insurance and asked for a >100-fold lower amount of money to just go away! Our insurer recalls this very clearly and did not pay. Questions: Should I invest in an attorney to work with our insurers attorney to cover the $650K over our limit? Do we have any case given the car the other driver may have been in a rush (as all were aware of the pot on the stove), would have settled for far less, and in reported safety tests should avoid an obstacle at 55mph let alone at the speed limit of 35 mph? Their case, as I understand, is to actually prove my wife was negligent, she was just trying to see. Reality and the law are complicated I understand. Our insurer is looking in to the validity of their medical claims. I believe for spinal and neck injuries plaintiffs have to follow careful insurance approved treatment plans in NJ. I know that such a condition may not be permanent with curative surgery possible to release the nerves that may be causing the bowel issue. The plaintiff has claimed the injury as permanent, do they need to prove this? Should we ask experts? The plaintiff lives in our town and their house is on my running route every other day. I have not noted anything at all and plan to stay away from all other parties. Should I change my running route? Thanks for any advice. Our 30 day clock is ticking.

Why doesn't foreigners get to pay insurance?

My friend works for a rental car company and she tells me people who come from abroad don't have to pay for liability or for comprehensive (collision) insurance when they rent a car. This isn't fair for the US citizens who live, work and pay taxes!? When I make a reservation on a website, I have to pay almost $30 a day EXTRA for insurance on a car. That's like half of what the car cost me to rent! Then I gotta pay for insurance when some foreigner could be running a muck, damaging other vehicles because he has free insurance???!!! This is rediculous and I want an answer!

Can you take drivers ed after you get your license, and still get an insurance discount after the class?

I have my driving test coming up, but have not taken the class or an ODOT (Oregon Department of Transportation) approved driving course, and was wondering if i had to take it before i got my license to get better insurance rates.

Insurance for my hrse?

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I have full coverage auto insurance. Times are really tough for me right now and thinking about not paying my insurance. I have full coverage bc I took out a loan. Could my loan office find out too and lose my car? I'm stressing very much.

How much would auto insurance cost?

I am going to be driving soon (I am 15) and I'm looking into buying a car/truck. I would like to know how much it would cost for me to get insurance so that i can drive soon. Thank you!

Why do people in the US waste money on car insurance?

There are 5 states such as California where 25% of the public has NO car insurance...while the rest of the country has an average of 7% uninsured. Obviously no one is enforcing insurance so...why bother getting insurance at all. Isn't it cheaper to have none..and more un-American to have it? After all, Americans generally think they should not have to pay for anything, so why pay for anything at all?

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks

Cheap car insurance for 17 year old?

Hi, I have just passed my driving test and need to insure my car. When I had a provisional licence, my insurance was 550 a year, but now the cheapest I can find is 1850 a year now I have passed! The insurance company I was with only covers learners. Anyone know where I can get cheap insurance? I have tried all the comparison sites. Should my dad insure it and put me on as a driver? Thank you.

If someone gets a ticket in my car, will it have any effect on my insurance?

My boyfriend got a speeding ticket in my car, and the ticket has my tag number and registration number on it. Will it effect my insurance?

Can I drive without insurance?

hey people, so basically, I am going to turn 17 next month and will get my provisional. I am then going to take my theory test, along with driving lessons and then on to the practical test. Once I pass, I want to obviously drive, however the insurance premium for new drivers these days is ridiculous! I was wanting to ask if I can drive my parents car (which is insured to them) with their premission, or do I have to be insured as the next driver? By the way, the car would only be something like a 1.0 - 1.4 litre petrol. Thanks in advance!

Saving to buy a car, what do i need to know about insurance?

so i just turned 21 and have been saving up for a car. i'm looking to purchase through the owner, not a dealer. this will be my first car purchase and i'm wondering how insurance works. do i just research different insurance companies and then call and talk to them to set things up? do i need to have purchased the car first or can it be handled beforehand without the title? just trying to get an idea before i dive in!

If men have to pay more for car insurance then why aren't women paying more for health insurance?

You can use the same exact argument they use against men to increase their car insurance. http://www.jfponline.com/purls/Pages.asp?AID=2450 From the departments of Family and Community Medicine (K.D.B., E.J.C.) and Internal Medicine (J.A.R.) University of California, Davis, School of Medicine, Sacramento; and the Division of Statistics (R.A.) and the Department of Economics (L.J.H.), University of California, Davis, Davis. Reprint requests should be addressed to Klea D. Bertakis, MD, MPH, Department of Family and Community Medicine, 4860 Y Street, Suite 2300, Sacramento, CA 95817. E-mail: kdbertakis@ucdavis.edu. BACKGROUND: Studies have shown that women use more health care services than men. We used important independent variables, such as patient sociodemographics and health status, to investigate gender differences in the use and costs of these services. METHODS: New adult patients (N = 509) were randomly assigned to primary care physicians at a university medical center. Their use of health care services and associated charges were monitored for 1 year of care. Self-reported health status was measured using the Medical Outcomes Study Short Form-36 (SF-36). We controlled for health status, sociodemographic information, and primary care physician specialty in the statistical analyses. RESULTS: Women had significantly lower self-reported health status and lower mean education and income than men. Women had a significantly higher mean number of visits to their primary care clinic and diagnostic services than men. Mean charges for primary care, specialty care, emergency treatment, diagnostic services, and annual total charges were all significantly higher for women than men; however, there were no differences for mean hospitalizations or hospital charges. After controlling for health status, sociodemographics, and clinic assignment, women still had higher medical charges for all categories of charges except hospitalizations. CONCLUSIONS: Women have higher medical care service utilization and higher associated charges than men. Although the appropriateness of these differences was not determined, these findings have implications for health care.

Which is a better career..A realtor or A insurance agent ??

what the average income of a insurance agent?? who makes more money??

Coverage characteristics of health insurance?

What are some of the coverage characteristics of health insurance

Which term life insurance and investment plans?

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https://www.linkedin.com/pulse/rejected-aetna-health-insurance-william-sampson/